The most recommended personal finance books

I am a writer and financial wellness coach, and I am on a mission to help women like you become more confident and capable with money. Previously, I was an award-winning business and financial journalist with The New York Times, Business Week, and CNBC, and I have a graduate business degree from a top university. Even with all that, though, it took me years to build healthy personal financial habits and start using my money to achieve my life goals—so I understand the pain of financial stress and self-blame. I wrote my book to help you find an easier path to financial wellness and empowerment.

A sense of adventure is what gets me out of bed every morning. What will the day hold? I have no idea, but some of it is within my realm of control. Will I let myself get sucked into the Doldrums, or will I courageously reach out to a friend to say that I need help? I believe deeply in the interconnectedness of all things, and that part of my personal destiny is to be a part of that connection for others. Even in the daily struggles that come with using a power wheelchair, I keep working hard and following my vision and see where the adventure takes me.

Investing in the share market appears to be a bewildering, constantly shifting, extremely noisy, and busy world – one best left to the experts. Fortunes can be made but, equally, fortunes can be lost – with devastating results for those on the receiving end. And yet there are a few, simple, timeless principles to investing in the market successfully – and, ironically, those principles – known collectively as index or passive investing – will be more successful than all the noisy, busy stuff put out by the industry. In writing our book, this is what we would like as many people as possible to know. It’s not about being smart.  

I realised in my twenties that there were millions of people who desperately needed advice about their money but could not afford an accountant or an adviser. Since then my passion has been to simplify the deliberately complex financial world, explain the obscure and often unintelligible rules about tax, childcare, benefits, investment, savings, and borrowing. Recently as the tsunami of fraud has swept across the UK I have devoted more time to help people avoid losing money to scammers – both criminal and respectable. Most people can’t afford professional advice, but they can afford me – I’m freely available in print, on air, and online. 

I am a writer and a sociologist of money. I am passionate about money, relationships, and family violence, because I know from my research that talking about money opens up intimate conversations about the way people see themselves, their aspirations and hopes. Sometimes through hearing other people’s stories I have found mine. I realised while researching family violence that I too had suffered economic abuse. For me too economic abuse was ‘hidden in plain sight’. One of the most meaningful things for me is to help women and men overcome family violence and empower themselves to live with freedom.  

I'm a trained Economist and Harvard Trained Policy Expert. I was part of the Prime Minister's supporting delegation to the World Economic Forum, ASEAN and APEC Summits in Singapore. I'm the Founder of the Institute on Holistic Wealth and I am the host of the Holistic Wealth podcast. I wrote a viral article entitled "My Husband Died At Age 34. Here Are 40 Life Lessons I Learned From It". The article was viewed by more than 50 million people globally and led to the publication of my first book on Holistic Wealth, where I coined the term "Holistic Wealth". I have now written three books on Holistic Wealth that have been published globally.

I am the teaching pastor of Woodland Christian Church, and I preached on finances for numerous sermons. Each sermon involved 20 to 30 hours studying the Bible. Many of these sermons went into the book and workbook Your Finances God's Way that I published. My time teaching on finances and writing a finance book has given me a biblical understanding of this topic.

As a licensed social worker, it struck me as bizarre that none of my training equipped me to talk to my clients about money. In grad school, the opening line from every professor was, “You didn’t choose this field to make money.” Yet? It’s something every single one of us needs and interacts with daily. So I started checking out personal finance books by the armsful. These books are different than novels: they deserve to be updated and modernized. But the same handful of personal finance books have been published and republished for decades, and most of them sound boringly redundant once you get past the intro.

Since engaging in my own personal development since 2006, and in buying my first investment property at the time; I have always had an interest in saving money and building wealth. We live in an abundant universe, and it is our birthright to have money to enjoy, and to achieve our goals. In high inflationary times, having ample amounts of cash in the bank is a source of comfort. Writing books also came from my passion for writing, and from also working in therapy, where many patients experienced financial difficulties. Regardless of the current rate of inflation, you can stay on top of it with the right tools and knowledge. 

I started my company The Fiscal Femme and have written two personal finance guides because I needed them myself. I studied finance in college and worked in finance but still knew nothing about my own money. I do what I do so that others don’t have to make the same mistakes I did. Plus, when I started financial adulting, it gave me so much more power and freedom over my choices – career and personal – and I want that for others. 

I am a philosopher who is especially interested in relating philosophy to everyday life. So I like to ask–and try to answer– questions such as: Why is frugality considered a moral virtue? Are there times when rudeness is justified? What makes some kinds of work shameful? I earned my Ph.D. in philosophy from the University of Texas at Austin and am currently a Professor of Philosophy at Alfred University in Alfred, New York.

I realised in my twenties that there were millions of people who desperately needed advice about their money but could not afford an accountant or an adviser. Since then my passion has been to simplify the deliberately complex financial world, explain the obscure and often unintelligible rules about tax, childcare, benefits, investment, savings, and borrowing. Recently as the tsunami of fraud has swept across the UK I have devoted more time to help people avoid losing money to scammers – both criminal and respectable. Most people can’t afford professional advice, but they can afford me – I’m freely available in print, on air, and online. 

Growing up I noticed that a lot of my friends would avoid conversations about the stock market mainly because a lack of confidence or knowledge around how it works. I also saw a visible gap in financial literacy among kids that I volunteered with. The school system is doing the best they can, but we can’t rely on them to plant every seed within our kids. With the knowledge gained from friends and countless hours of research from taking classes on the stock market, I created a book that focused on teaching kids about all things stock related but also could be used as a tool of learning for all ages.  

I am the author of The Neatest Little Guide to Stock Market Investing and The 3% Signal, among other financial books, and editor of The Kelly Letter. Despite having been ranked by CXO Advisory as one of the best stock-market forecasters, I gave up the practice in favor of price reaction. I realized that nobody knows where stocks are headed, myself included, and set out to find ways to beat the market without forecasting—and succeeded. My readers and I are now much happier and wealthier.

I grew up in poverty in the deep south of Georgia in the 80s where heavy racism existed. We survived on food stamps, living in a 2 bedroom wooden house with a tin roof that my grandfather and uncle built. It was a town of three thousand people all living, acting, and believing the same beliefs. Everyone had a poor mindset and thought that life everywhere was the same as ours. By changing the way my mind thinks, I became a banker for 10 years with 15+ years in financial services. I'm now also a 3x author, bestselling author, a Certified Coach and Certified NLP Practitioner, owner of multiple businesses, and live in two countries.

I love helping people save money in creative ways, build wealth, and gain financial freedom. Thankfully, my Dad taught me how to budget when I was 12 years old. My accounting professor used a ski lift as a way to analyze business profitability. I could visualize that! At Citibank, I found that people were overwhelmed with their finances and Wall Street was confusing. I’m a CPA and MBA in Finance. I love writing, sharing examples, and finding straightforward ways to help people save money and build wealth. These experiences showed me how to make my money work for me. I show you how to make your money work for you!

I grew up in the 1950s next door to Long Island’s iconic Levittown. All my aunts and uncles lived in similar modest suburbs, and I assumed everyone else did, too. Maybe that explains why America’s sharp economic U-turn in the 1970s so rubbed me the wrong way. We had become, in the mid-20th century, the first major nation where most people—after paying their monthly bills—had money left over. Today we rate as the world’s most unequal major nation. Our richest 0.1 percent hold as much wealth as our bottom 90 percent. I’ve been working with the Institute for Public Studies, as co-editor of Inequality.org, to change all that.

As a coach and mentor, I am passionate about empowering people to be the best version of themselves. My recommendations are carefully thought out to achieve this. Success in your job search and interviewing involves perfecting multiple skills – marketing, soft skills, body language, networking, and many more. I have a Master’s Degree in Mechanical Engineering from Wayne State University in Detroit. I teach body language to job seekers and hiring managers to improve their work culture and hire the right talent. I am a recurring guest speaker at the University of Guelph and several career colleges, and I mentor at-risk youth to stay in school. 

I’m an American author and writing teacher for both Harvard and Oxford’s online writing programs. I am also a mother of two who lived three years in a tiny backyard guest house with my family in an effort to focus more on what we love. Editing books is a practice I have honed over decades, and when my family was stuck in a living situation that felt unsustainable, the clearest way forward was for me to ask myself how I might edit our way out of it. It worked! In this book, I share the most valuable eight principles that we learned through the process.

I grew up in poverty in the deep south of Georgia in the 80s where heavy racism existed. We survived on food stamps, living in a 2 bedroom wooden house with a tin roof that my grandfather and uncle built. It was a town of three thousand people all living, acting, and believing the same beliefs. Everyone had a poor mindset and thought that life everywhere was the same as ours. By changing the way my mind thinks, I became a banker for 10 years with 15+ years in financial services. I'm now also a 3x author, bestselling author, a Certified Coach and Certified NLP Practitioner, owner of multiple businesses, and live in two countries.