The most recommended personal finance books

Who picked these books? Meet our 98 experts.

98 authors created a book list connected to personal finance, and here are their favorite personal finance books.
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Book cover of Harry Truman's Excellent Adventure: The True Story of a Great American Road Trip

David Kruh Author Of Inseparable: An Alcatraz Escape Adventure

From David's 3 favorite reads in 2023.

Why am I passionate about this?

Author History lover Writer Geek Reader Gardner

David's 3 favorite reads in 2023

David Kruh Why did David love this book?

This is an absolutely unique take on Harry Truman. And Bess, too! Matthew Algeo (oh, forgive me for the following cliche) brings history alive in his telling of an automobile trip from Missouri to New York City taken in 1953 by the former first couple.

It's about the Trumans, yes, but it's also about an America when a former president could actually get behind the wheel of a car and drive thousands of miles without a convoy of Secret Service tagging behind. Algeo describes the country as it was, and then brings us up to the current time explaining how that America became this America, for good and ill. It's a fun read.

By Matthew Algeo,

Why should I read it?

1 author picked Harry Truman's Excellent Adventure as one of their favorite books, and they share why you should read it.

What is this book about?

On June 19, 1953, Harry Truman got up early, packed the trunk of his Chrysler New Yorker, and did something no other former president has done before or since: he hit the road. No Secret Service protection. No traveling press. Just Harry and his childhood sweetheart Bess, off to visit old friends, take in a Broadway play, celebrate their wedding anniversary in the Big Apple, and blow a bit of the money he'd just received to write his memoirs. Hopefully incognito. In this lively history, author Matthew Algeo meticulously details how Truman's plan to blend in went wonderfully awry. Fellowā€¦


Book cover of The Great 401(k) Hoax: Why Your Family's Financial Security Is at Risk, and What You Can Do about It

James W. Russell Author Of The Labor Guide to Retirement Plans: For Union Organizers and Employees

From my list on retirement plans if you donā€™t trust Wall Street.

Why am I passionate about this?

I became fascinated with retirement plans and policy when I realized that my 401(k)-like retirement plan with a high rate of savings and investment returns would still come up way short in terms of the retirement income needed for me and my family. That led me to initiate a winning campaign to allow those of us in that plan to switch to our employerā€™s pension plan. In leading that struggle, I had to learn everything possible, beyond what I already knew, about retirement plans. I have a Ph.D. in sociology from the University of Wisconsin and have studied retirement plans in Latin America and Europe as well as the United States.

James' book list on retirement plans if you donā€™t trust Wall Street

James W. Russell Why did James love this book?

Wolman and Colmosca, former BusinessWeek writers, were among the early writers to expose just how bad 401(k)s were for workers. They showed how Wall Street interests profited from the plans at the expense of retirement security. They knew a lot about stock market investing and doubted that, even in the best of situations, the stock market would be able to produce enough value to adequately support retirees. They came to the conclusion that the 401(k) system could not be reformed and should be abolished. I liked the book because it was coming from people within the system (BusinessWeek) who realized that it was not working. 

By William Wolman, Anne Colamosca,

Why should I read it?

1 author picked The Great 401(k) Hoax as one of their favorite books, and they share why you should read it.

What is this book about?

The American public was hoodwinked: 401(k)s were established to satisfy corporations, not the interests of working Americans. Portrayed as a perpetual wealth machine, the 401(k) was meant to satisfy the needs of every employee. Yet, it was an impossible promise to fulfill: It was the great 401(k) hoax. According to William Wolman and Anne Colamosca, this was the latest act in the gradual erosion of the nation's retirement system. Drawing from reams of historical and contemporary data as well as economic, social, and political trends, they reveal the system's troubled 100year history. Beyond exposing the hoax, the authors urge everyoneā€¦


Book cover of The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime

Liisa Kyle Author Of Making the Most of Your Retirement: Ways to Foster Health, Happiness & Fulfillment at Any Age

From my list on if you are thinking about retirement.

Why am I passionate about this?

As a life coach and author of two dozen self-help books, Iā€™ve spent the past twenty years helping people prepare for, plan, and go through major life changes, such as the transition to retirement. Iā€™ve interviewed dozens of retirees about the challenges and opportunities theyā€™ve experienced during their retirement. Iā€™ve designed this guide so you can be strategic in choosing your path, overcome challenges, and make adjustments to make the most of this chapter of your life.

Liisa's book list on if you are thinking about retirement

Liisa Kyle Why did Liisa love this book?

Money is the biggest concern for most people thinking about retirement. Suze Orman is the queen of straight-talk about how best to manage your finances during this chapter of your life. She explains practical steps you need to take to make sure you have enough money to last your lifetime. I love that she is ruthless about making readers consider the long-term effects of their purchases and financial decisions.

By Suze Orman,

Why should I read it?

1 author picked The Ultimate Retirement Guide for 50+ as one of their favorite books, and they share why you should read it.

What is this book about?

THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE

When you think about planning for retirement - whether it's years in the future or just around the corner - you're bound to have questions. Can I ever afford to stop working? Will Social Security be there for me when I need it? How can I make my money last? Have I waited too long to start saving?

Suze Orman, America's most recognized expert on personal finance, answers all the questions that keep you up at night - starting with the biggest one: It is never too late to start planningā€¦


Book cover of Work Optional: Retire Early the Non-Penny-Pinching Way

Jonathan Chevreau Author Of Findependence Day

From my list on financial independence and retirement.

Why am I passionate about this?

I am a veteran semi-retired Canadian financial journalist who has long made a distinction between the terms ā€œRetirementā€ and ā€œFinancial Independence.ā€ I  recently turned 70 and have been financially independent since my early 60s BUT I am not yet retired. I coined the term Findependence in my financial novel Findependence Day, and since 2014 have been running the Financial Independence Hub blog, with new blogs every business day.

Jonathan's book list on financial independence and retirement

Jonathan Chevreau Why did Jonathan love this book?

Iā€™ve always like the phrase ā€œWork Optionalā€ to describe the state of being financially independent enough that you donā€™t have to work for money anymore, but nevertheless choose to for reasons like having a purpose, or structure.

Work Optional is also the title of another fine American book on Financial Independence, bearing the subtitle Retire Early the Non-Penny-Pinching Way. The author is an American woman, Tanja Hester, who ā€œretiredā€ early at age 38, along with her husband Mark, who was then 41. I put the word ā€œretiredā€ in quotes because, as is usually the case with advocates of the so-called FIRE movement (Financial Independence, Retire Early), Hester didnā€™t actually retire to do nothing.

Generally, I find that when FIRE proponents say they ā€œretiredā€ at 30 or 40, what they really mean is they quit working as salaried employees for a corporation, to launch what amounts to an encore career builtā€¦

By Tanja Hester,

Why should I read it?

1 author picked Work Optional as one of their favorite books, and they share why you should read it.

What is this book about?

A practical action guide for financial independence and early retirement from the popular Our Next Life blogger.

In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most?

Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out aā€¦


Book cover of Your Complete Guide to a Successful and Secure Retirement

Jeff Bernier Author Of The Money and Meaning Journey: A Guide to Clarity, Financial Confidence, and Joy

From my list on financial peace in retirement.

Why am I passionate about this?

As a wealth advisor for over 37 years, I find many people reach retirement lacking clarity and confidence. Traditional financial advice often focuses on things that are unknowable, uncontrollable, and frankly donā€™t matter that much. While sound technical investment, estate, and tax planning are critical, the soulā€™s need for meaning and purpose are as important as sound financial plans. The path to true financial peace may be simpler than you think. These books can help you focus on the fewer, more critical things so that you can thrive in retirement and free yourself from financial media which is not in business to support your vision of a meaningful life.

Jeff's book list on financial peace in retirement

Jeff Bernier Why did Jeff love this book?

If you could only read one book on retirement planning (other than mine of course!), this is the one Iā€™d recommend. 

It covers a wide range of financial planning and investment topics: life-planning, goal-setting, investment strategy, financial stress-testing, spend-down strategies, tax-management, social security, Medicare, annuities, insurance, reverse mortgages, estate planning, elder abuse, and more

However, while comprehensive, it also does not get too ā€œdeepā€ in the weeds and is filled with wise counsel.  

By Larry Swedroe, Kevin Grogan,

Why should I read it?

1 author picked Your Complete Guide to a Successful and Secure Retirement as one of their favorite books, and they share why you should read it.

What is this book about?

Fully revised and updated second edition.

This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement.

Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including:

Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more.

These topics are explained with the help of specialists in each subject. And everything is based on theā€¦


Book cover of What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

Jan Cullinane Author Of The New Retirement: The Ultimate Guide to the Rest of Your Life, 3rd edition

From Jan's 3 favorite reads in 2023.

Why am I passionate about this?

Author Retirement expert Avid tennis player World-wide Traveler Happy mother/spouse/grandmother/sibling/aunt Reader

Jan's 3 favorite reads in 2023

Jan Cullinane Why did Jan love this book?

Since I write books about retirement, I love to read what others have written. Wes Mossā€™s book is fun, easy to read, helpful for retirees, and his research describes the ten most important habits for a ā€œhealthy, secure, and joyful life.ā€

My favorite coffee mug has this wonderful advice: ā€œLive a Life You Donā€™t Need a Vacation From.ā€ I find that Wes Mossā€™s book closely aligns with my own beliefs about achieving a satisfying, rewarding, and healthy retirement, and it provides a concrete framework to get there.

By Wes Moss,

Why should I read it?

2 authors picked What the Happiest Retirees Know as one of their favorite books, and they share why you should read it.

What is this book about?

The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement.

What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage-or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation's happiest retirees to find out-and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, fromā€¦


Book cover of Retirement Income Redesigned: Master Plans for Distribution -- An Adviser's Guide for Funding Boomers' Best Years

Wade Pfau Author Of Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success

From my list on preparing you for retirement.

Why am I passionate about this?

I am economist who first started exploring retirement planning for my own personal situation. I became so captivated by the topic that I changed fields and was selected as the Professor of Retirement Income at the American College of Financial Services. I am a past curriculum director for the Retirement Management Analyst designation and past program director for the Retirement Income Certified Professional designation. More recently, I am the co-creator of the Retirement Income Style Awareness and co-host of the Retire with Style podcast. I enjoy learning and teaching about all topics related to retirement.

Wade's book list on preparing you for retirement

Wade Pfau Why did Wade love this book?

Harold Evensky and Deanna Katz bring together a collection of experts to explore many different facets of retirement income planning.

This book was ahead of its time in exploring retirement income as a distinct field of financial planning, and it laid important foundations in place. Readers can learn from leading experts about understanding sequence-of-return risk, spending from investments, using annuities, and much more.  

By Harold Evensky (editor), Deena B. Katz (editor),

Why should I read it?

1 author picked Retirement Income Redesigned as one of their favorite books, and they share why you should read it.

What is this book about?

Clients nearing retirement have some significant challenges to face. And so do their advisers. They can expect to live far longer after they retire. And the problems they expect their advisers to solve are far more complex. The traditional sources of retirement income may be shriveling, but boomers don't intend to downsize their plans. Instead, they're redefining what it means to be retiredā€•as well as what they require of financial advisers. Planners who aren't prepared will be left behind. Those who are will step up to some lucrative and challenging work.

To help get the work done, Harold Evensky andā€¦


Book cover of Harry Truman's Excellent Adventure: The True Story of a Great American Road Trip
Book cover of The Great 401(k) Hoax: Why Your Family's Financial Security Is at Risk, and What You Can Do about It
Book cover of The Ultimate Retirement Guide for 50+: Winning Strategies to Make Your Money Last a Lifetime

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