Download the free Kindle app and start reading Kindle books instantly on your smartphone, tablet, or computer - no Kindle device required.
Read instantly on your browser with Kindle for Web.
Using your mobile phone camera - scan the code below and download the Kindle app.
Audible sample
Follow the authors
OK
Mind over Money: Overcoming the Money Disorders That Threaten Our Financial Health Hardcover – Bargain Price, December 29, 2009
As Drs. Brad and Ted Klontz, a father and son team of pioneers in the emerging field of financial psychology explain, our disordered relationships with money aren’t our fault. They don’t stem from a lack of knowledge or a failure of will. Instead, they are a product of subconscious beliefs and thought patterns, rooted in our childhoods, that are so deeply ingrained in us, they shape the way we deal with money our entire adult lives. But we are not powerless. By looking deep into ourselves and our pasts, we can learn to recognize these negative and self-defeating patterns of thinking, and replace them with better, healthier ones.
Drawing on their decades of experience helping patients resolve their troubling issues with money, the Klontzes and describe the twelve most common “money disorders” - like financial infidelity, money avoidance, compulsive shopping, financial enabling, and more — and explain how we can learn to identify them, understand their root causes, and ultimately overcome them.
So whether you want to learn how to make better financial decision, have more open communication with your spouse or kids about the family finances, or simply be better equipped to deal with the challenges of these tough economic times, this book will help you repair your dysfunctional relationship with money and live a healthier financial life.
- Print length320 pages
- LanguageEnglish
- PublisherCrown Business
- Publication dateDecember 29, 2009
- Dimensions5.8 x 1.1 x 8.55 inches
- ISBN-10038553101X
- ISBN-13978-0385531016
Book recommendations, author interviews, editors' picks, and more. Read it now.
Customers who viewed this item also viewed
Editorial Reviews
From Publishers Weekly
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.
Review
-Wynonna Judd
"The Klontzes, a father son team, have the mental answer to money. This book will help you overcome your own "wrong thinking" and get moving fast in the right direction to the financial destiny and freedom that you deserve."
-David Bach, #1 New York Times bestselling author of The Automatic Millionaire and Start Late, Finish Rich
"An insightful and highly understandable glimpse into why intimate discussions surrounding money are so difficult for so many people. Our past definitely influences the present and our future – far more than many might realize."
-Pat DeLeon, former President, American Psychological Association
"Mind Over Money is a valuable resource for individuals wanting to break free from a troubled financial past and create a healthy current relationship with money that can create future financial success. It is Must reading on everyone's Now list."
-Philip Zimbardo, Ph.D., Professor Emeritus of Psychology, Stanford University, author of the Lucifer Effect and The Time Paradox
"Brad and Ted Klontz know the power of the dollar in our lives, and they've long studied the emotions behind our financial decisions. Through their research and this compelling book, they can change lives."
-Jeffrey Zaslow, coauthor of The Last Lecture, author of The Girls from Ames
About the Author
Product details
- Publisher : Crown Business; 1st edition (December 29, 2009)
- Language : English
- Hardcover : 320 pages
- ISBN-10 : 038553101X
- ISBN-13 : 978-0385531016
- Item Weight : 15.2 ounces
- Dimensions : 5.8 x 1.1 x 8.55 inches
- Best Sellers Rank: #1,300,608 in Books (See Top 100 in Books)
- #5,962 in Medical General Psychology
- #11,379 in Personal Finance (Books)
- #33,176 in Psychology & Counseling
- Customer Reviews:
About the authors
Dr. Brad Klontz, Psy.D., CFP® is a financial psychologist, Managing Principal at Your Mental Wealth Advisors, Associate Professor of Practice at Creighton University Heider College of Business, Fellow of the American Psychological Association, and a Former President of the Hawaii Psychological Association.
Dr. Brad has co-authored six books on the psychology of money: Money Mammoth (Wiley, 2020), Mind Over Money (Broadway Business, 2009), Financial Therapy (Springer, 2014), Wired for Wealth (HCI, 2008), The Financial Wisdom of Ebenezer Scrooge (HCI, 2005, 2008), and Facilitating Financial Health (NUCO, 2008, 2016).
His work has been featured on ABC News’ 20/20, Good Morning America, and in USA Today, The Wall Street Journal, New York Times, Washington Post, Los Angeles Times, Time, Kiplinger’s, Money Magazine, NPR and many other media outlets and professional magazines and journals, including columns in On Wall Street magazine, the Journal of Financial Planning, and his Mind Over Money blog for Psychology Today.
Paul T (Ted) Klontz, Ph.D., Associate Professor of Practice of Financial Psychology and Behavioral Finance at Creighton University’s Heider College of Business, Founder and CEO of Klontz Consulting Group and Co-Founder and Director of the Financial Psychology Institute®, is based in Nashville, TN. He has a 40+ year career in counseling, consulting and advising that has included authoring, co-authoring and/or contributing to six financial psychology related books (e.g. Mind over Money: Overcoming the Money Disorders that Threaten Our Financial Health, Wired for Wealth, Financial Wisdom of Ebenezer Scrooge, Facilitating Financial Health, Financial Therapy: Theory, Research and Practice).
He is a published researcher, professional speaker and trainer with corporate groups focusing on communication skill development and anxiety management. Ted is a designer and facilitator of workshops (including “Exquisite Listening®”, “Ultimate Listening”, “Touching Mortality”, and “Experiential Tools for Change”); consultant to major entertainment management groups; consultant to the United States Defense Department, and has a private practice focused on working with professional athletes/entertainers and financial professionals.
He has served in expert roles as an advisor to Congressional Committees and is regularly quoted in national and international media including The Today Show, CNN, Good Morning America, Larry King Live, Oprah Winfrey, NPR, The Wall Street Journal, Money magazine and The New York Times. Ted’s Healing Money Issues Workshop was featured on ABC News’ 20-20 and Good Morning America. He was also featured on the Oprah Winfrey Network. He has served as one of the founding executive officers of the National Financial Therapy Association, and is Co-Founder of Your Mental Wealth®, a direct to consumer personal finance brand.
https://www.klontzconsulting.com/; https://www.financialpsychologyinstitute.com/
Customer reviews
Customer Reviews, including Product Star Ratings help customers to learn more about the product and decide whether it is the right product for them.
To calculate the overall star rating and percentage breakdown by star, we don’t use a simple average. Instead, our system considers things like how recent a review is and if the reviewer bought the item on Amazon. It also analyzed reviews to verify trustworthiness.
Learn more how customers reviews work on AmazonCustomers say
Customers find the book provides valuable insights into money issues. They describe it as an essential resource that will help them improve their financial health. Readers appreciate the clear explanations and reader-friendly style. The book is described as well-written and backed up by empirical data.
AI-generated from the text of customer reviews
Customers find the book helpful for financial accountability courses. It provides a framework to understand and work through money problems. The exercises and useful concepts are thought-provoking.
"...by the authors are not only academically rigorous but also practically applicable, making it essential reading for anyone serious about a career in..." Read more
"...The book features considerable research and a detailed bibliography. Their premise is simple. Financial issues are clouded by psychology...." Read more
"...Bottom line: the book serves its purpose and is extremely helpful even if you are not their target audience...." Read more
"...I have given it to clients and prospects and recommended it to other money managers, financial planners and consultants...." Read more
Customers find the book easy to read and well-written. They say it's an essential read for anyone serious about their career. The exercises in the book are effective, making it a great book to share and discuss with family members. Many readers consider it the best financial book they have read.
"...academically rigorous but also practically applicable, making it essential reading for anyone serious about a career in financial therapy...." Read more
"...This book is most effective if you work through all the exercises and really take time to apply what the authors suggest...." Read more
"Love this book! It’s now one of my bibles when it comes to earning, saving and investing money...." Read more
"...But toward the end, the authors hit their stride. For me, the book redeems itself and finishes strong." Read more
Customers find the book helpful and easy to understand. They say it explains money and finance clearly, is straightforward, and provides empirical data. The book frames issues in a clear way and helps solve money problems once and for all.
"...Clearly written, backed up with empirical data, yet focusing on things most people do not even acknowledge, their feelings about money, wealth and..." Read more
"...to understand and work all your money problems and solve them once and for all." Read more
"...Easy to understand and gives losts of examples. Can also go online and take a test to ehlp you pinpoint the areas you may need to work on." Read more
"...to delve more into Financial therapy and found this was good at framing the issues although I would have liked a little bit more in depth focus on..." Read more
Top reviews from the United States
There was a problem filtering reviews right now. Please try again later.
- Reviewed in the United States on June 26, 2024Mind over Money: Overcoming the Money Disorders That Threaten Our Financial Health is an indispensable resource that I encountered during my Certification in Financial Therapy at Kansas State University. The insights provided by the authors are not only academically rigorous but also practically applicable, making it essential reading for anyone serious about a career in financial therapy. The book meticulously explores various money disorders and offers actionable strategies to address them, thus enhancing one's ability to support clients in achieving better financial health. This is very important to my career, and I highly recommend it to fellow professionals seeking to deepen their understanding and effectiveness in this critical aspect of financial wellness.
- Reviewed in the United States on January 9, 2012There is strong anecdotal evidence that financial success is linked more to behavior than income. We see this all the time in our office; people with high income and low net worth, or, alternatively, people with low income and high net worth. What accounts for those differences? Is it the money or is it the mind?
Drs. Ted and Brad Klontz - father and son psychologists - recently authored Mind Over Money. It's a breakthrough of sorts, and it offers both clinical and personal insights. The book features considerable research and a detailed bibliography.
Their premise is simple. Financial issues are clouded by psychology. Money evokes emotions such as stress, fantasy, irrationality, and fear (among others). Powerful feelings, all, and they can distort the best possible financial intentions. Why is it, they ask, that we know the right things but do the wrong things?
In fact, Drs. Klontz identify twelve common disorders by name and recount both observations and explanations. To add some gravity to this discussion, they note that American Psychological Association surveys show Americans rate money as life's number one stressor - higher than work, health, or children. Some research suggests that money disorders may be more prevalent than anxiety or depression.
I'll not list all the disorders here, but most will seem familiar. Hoarding, dependency, enabling, denial, rejection, and - of course - the spending disorders are witnessed frequently. They fall into three broad categories - Money-Worshipping, Money-Avoidance, and Relational disorders.
Symptoms are easy to spot. Constant financial anxiety or despair. A lack of family savings or excessive debt. Multiple bankruptcies or defaults on loans. Financial conflicts with family or friends. Clearly, it's not an occasional bout with these issues, but long-term, recurring, and unresolved problems which signal a disorder.
* Hoarding - A Money-Worshipping Disorder. Where is the line between hobby and obsession? When the new Lamborghini or another exotic vacation robs resources from the kids' college account, that's a legitimate problem.
* Enabling or Dependency - Relational Money Disorders. How many times must we toss a financial lifeline to adult siblings or children? It takes at least two people to play this game, and it's financially destructive for both.
* Denial - A Money-Avoidance Disorder. I don't deserve to have money. Financial things - retirement, education, and career - will take care of themselves. All money is bad. Success might ruin me.
* Rejection - Another Money-Avoidance Disorder. That uncle was evil, and I don't want anything to do with his money. All rich people are greedy. I need to spend lottery winnings quickly. Inherited money is poison.
The daunting challenge with any disorder is a pattern of continuing behavior. Without intervention - either personal or clinical - destructive patterns rarely stop on their own. It's that over-and-over-again cycle that wreaks havoc.
Thankfully, there are exercises and techniques to address problem areas. Obviously, dramatic cases might require clinical intervention, but enlightened self-treatment can be effective. A growing number of financial and mental health professionals train or research in this field. The Financial Therapy Association [...] and the Financial Therapy Journal offer cutting edge research and knowledge.
The importance of this book is that money really matters. Financial health is critical to both patients and our own families. People need money for daily expenses, but they also need money for a healthy life and retirement. Financial health is one important component of overall wellness.
- Reviewed in the United States on August 7, 2023None, did not enjoy the book. Too many examples that I have no idea whether made up true. Did not enjoy it.
- Reviewed in the United States on July 30, 2014This book is really great and will be life changing if you are in trouble financially. It deals with the roots of why we get ourselves in financial trouble in the first place. This book is NOT something you want to read though on a leisurely afternoon for a good entertainment and then tick it off as a cool book you just read. This book is most effective if you work through all the exercises and really take time to apply what the authors suggest.
If it's so great, why didn't I give it 5 stars? Because it felt like it's written for the age group of 50+ who are Americans (not recent ones either), who like "safe and secure" investments and who work a W2 or professional consulting jobs. That probably and understandably is their target market for this book because most people before midlife crisis don't look into these type of issues and most people work for someone else of as self employed and since they're Americans they understandably write from that perspective. However, for a non-American New York City resident who belongs to a millennial age group and has a startup company in entertainment industry the book just got hell lot of annoying. For me personally toward the end the book felt like between the lines it promotes everything "safe and secure" and "accepting things as they are". It became very dull starting Chapter 10. Also, the authors suggest "clergy" as a valid source of trust and support for financial matters. what??
Bottom line: the book serves its purpose and is extremely helpful even if you are not their target audience. It's worth the hassle of sorting through the information and writing style to apply to one's own situation.
- Reviewed in the United States on September 14, 2013As a financial advisor for 30 plus years with a background as a therapist everyone should read this book. If you are wealthy or struggling financially it is the Foundation for not repeating the same mistakes financially. I have reviewed the literature on the psycho social nature of money and finance and this book is the clearest, most reader friendly and most actionable read out there. I have given it to clients and prospects and recommended it to other money managers, financial planners and consultants. Clearly written, backed up with empirical data, yet focusing on things most people do not even acknowledge, their feelings about money, wealth and their repeated and sometimes destructive patterns. A great present for young and old!
Charlotte Mabry, Ed.D.
Worthhealing
- Reviewed in the United States on June 18, 2022Love this book! It’s now one of my bibles when it comes to earning, saving and investing money. This book provides you the framework to understand and work all your money problems and solve them once and for all.
- Reviewed in the United States on January 15, 2015Real eye opener as to why you spend and how your prior experiences growing up affect you. Easy to understand and gives losts of examples. Can also go online and take a test to ehlp you pinpoint the areas you may need to work on.
Top reviews from other countries
- Jean JL LouisReviewed in Canada on June 1, 2018
5.0 out of 5 stars Five Stars
verrry goood!
- HaraldReviewed in the United Kingdom on February 2, 2015
5.0 out of 5 stars Five Stars
Finally a serious book on the matter! Thanx to the "Klontz!".
- Mr Tamas Zoltan SzenasiReviewed in the United Kingdom on May 28, 2015
3.0 out of 5 stars This book is just a story about how a man ...
This book is just a story about how a man handled his money. It can not help you to teach you how to handle yours.